TopCashBack Review | Most Generous Cashback Site | Is It worth Joining?

topcashback review

People are shopping online more than ever. Won’t it be great to get extra cashback on every online purchase? To make your shopping journey more rewarding, I am reviewing the cashback website TopCashBack in this post. I am using it for the last 3 years and have saved considerable money. We will find answers to some frequently asked questions about TopCashBack. Let’s find out if TopCashBack is really worth joining.

  • What is TopCashBack?
  • Is TopCashBack Fake or Real?
  • How to Use TopCashBack to Get Cashback on Shopping
  • When Do I Get Paid and What Are Payout Options?
  • Payment Proof of TopCashBack
  • Referral Program | Will I Get Money if I Invite My Friends?

What is TopCashBack?

TopCashback with over 15 million members is one of the best cashback websites in India. It has partnerships with 700+ retailers you get cashback every time you purchase something on. TopCashBack was founded in the UK in 2005 and became available in India a couple of years later in 2011. It offers the highest cashback guarantee in the industry and is known as the most generous cashback site.

Join TopCashBack

Is TopCashBack Fake or Real?

TopCashBack can be anything but fake. TopCashBack is one of the oldest, global, and award-winning cashback site and have dedicated websites for India, the UK, the US, Canada, Japan, and Germany. I personally have got paid tons of time by TopCashBack and have uploaded payment proof towards the end of this post. TopCashBack is working on a sustainable business model which is very unlikely to fail. They are not paying their users from their own pocket. Instead, they only pass a certain percentage of the commission they get from retailers. Apart from this, TopCashBack also earns money from advertisement placement on its website. So I really don’t think they are going out of business any time soon. After using it for more than 2 years and getting paid tons of times, I can assure you TopCashBack is 100% legit website.

How to Use TopCashBack to Get Cashback on Shopping

This process remains the same for almost every cashback site. Here are steps you can follow to get cashback on your regular shopping using TopCashBack –

  • Join TopCashBack and log in – You won’t get cashback if you shop without signing in to your TopCashBack account.
  • Browse Shopping Sites – You can use the search box on the top to search a shopping site you want to shop from. The percentage of maximum cashback will be mentioned with each store so that you can get an idea of how much cashback you should expect before actual shopping.
  • Click on Get Cashback and Shop– Once you have found your favorite store(like Flipkart or Amazon) you want to shop from, just click on Get Cashback button given on the store page. You will be redirected to your shopping destination. You are now on your favorite online store. Shop as you always used to do. Just Make sure the product is not already added to the cart.
  • Get Cashback – TopCashBack will automatically detect your purchase and credit cashback in your TopCashBack account within 72 hours.
  • Withdraw Cashback – Tracked cashback will remain in a pending state for some time. Once it becomes redeemable, you can cash out using various withdrawal options such as a bank account or Paytm.

When Do I Get Paid and What Are Payout Options?

TopCashBack is great when it comes to getting paid. Why? Because there is no minimum payout threshold so you can withdraw as low as 1 Rupee. When you shop through TopCashBack, you get cashback as pending. It takes around 45 days until it gets confirmed. It takes time because some products might have a long return period and one might return the product at a later stage. Confirmed cashback means retailers have confirmed that you are eligible for cashback. Confirmed cashback takes around another 30 days to become Payable Cashback. Once cashback becomes payable you can withdraw using one of the payout options. In short, shop through TopCashBack, forget about it for 2-3 months and you will have your cashback ready to withdraw.

Payout Options at TopCashBack

  • Amazon Pay
  • Paytm
  • Bank Transfer (NEFT)

You get an extra 2% if you choose to get paid via Amazon Pay. TopCashBack asks you to allow up to 10 days for processing a payment request but usually, it takes around 3-4 days to process. There is no charge of any kind on withdrawals.

Payment Proof of TopCashBack

I have redeemed cashback using both bank transfer and Paytm Wallet. Let’s have a look.

Payment Proof Of TopCashBack

Topcashback payment proof bank transfer neft

Referral Program | Will I Get Money if I Invite My Friends?

When you invite a friend to join TopCashBack, you get one time 250 Rupees once your friend’s payable balance crosses a mark of 300 Rupees. This one-time payment keeps changing but usually remains between 200 and 400. There is no limit on no. of friends you can invite. All you have to do is spread your referral link in your friend circle. You can track how your friends are performing by visiting the tell a friend tab in your TopCashBack account.

Conclusion – TopCashBack is a legitimate cashback website you can join to get cashback on every shopping, thus making your online shopping journey more fruitful.

Answers to Some common questions you may have in your mind right now –

I shopped using TopCashBack but did not receive cashback.

Cashback may take 5 minutes to 48 hours to be tracked. If you don’t get a notification even after 48 hours, file a missing cashback claim. TopCashBack team will check all the records and credit cashback in your account if a purchase was made.

I got cashback but I am not able to withdraw it.

This is because the cashback is pending and will take some time to become redeemable. The time depends upon the return policy of the product and process how a retailer processes transactions. So pending cashback may take up to 90 days to become redeemable.

What if I cancel a product I purchased through TopCashBack?

Cashback will be canceled.

This was all for this post. Share it with your friends if you found it useful.

TopCashBack Review | Most Generous Cashback Site | Is It worth Joining?

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